Your property damage dispute with an insurer can turn ugly fast. Give us a call to enlist the help of a Long Beach property loss attorney who can protect your rights.
Your property can be damaged in a number of ways, including natural disasters, fires, floods, and even vandals. Depending on your insurance coverage, some or all of the different ways your property can be damaged may be covered.
In some cases, your policy may clearly show that you don’t have coverage for that type of damage. In other cases, the insurance company may be giving you a hard time in order to avoid compensating you. If you believe your policy covers your property damage, contact a Long Beach property damage lawyer at Haffner Law.
We can analyze your policy so you can be sure of your coverage. We can help you file your claim, making a denial less likely, and if the insurer still doesn’t want to deal with you and your claim fairly, we can take your case to court.
Getting the Most Out of Your Long Beach Property Damage Coverage
To file a claim for property damage, you will first need to figure out what caused the damage and whether you have coverage. For example, if vandals spray paint your home, do you have the insurance coverage to pay for that?
Once you’ve determined that you do have coverage for the property damage you’ve suffered in Long Beach, you will need to gather as much evidence as possible to prove your claim.
Here are some common types of property damage coverage:
- Fire and smoke
- Earthquake
- Flood
- Wind and hail
- Vandalism and malicious mischief
- Theft
Evidence is an important part of proving your claim. You must be able to show the insurance company that your property damage falls within the coverage limits stated in your policy. Some insurance policies are very specific about the types of coverage they provide.
For example, your policy may provide coverage for flood damage from torrential rains, but it won’t cover flood damage from a broken pipe.
To get the most out of your property damage claim, call a Long Beach loss of property attorney who can analyze your policy and help you prepare your claim.
How to Handle a Long Beach Property Damage Claim Denial
If your property damage claim was denied, you may be left wondering what went wrong. Here are a few reasons claims are denied:
- You didn’t provide enough evidence to prove your claim.
- There is some dispute as to whether your policy covers that type of property damage.
- The insurance company is not handling your claim fairly because it simply doesn’t want to compensate you.
Whatever the reason for your claim denial, a Long Beach property loss attorney can help you set things straight. We can help you gather evidence needed to prove your claim, file an appeal, and take your claim to court.
Meet with a Long Beach Property Damage Attorney
Dealing with insurance companies can be a frustrating and stressful ordeal; after all, they don’t really want to pay out on an insurance claim to begin with. The process can be a lot less miserable if you team up with a qualified and experienced lawyer at Haffner Law.
We offer free claim reviews when you contact us via the online contact form below or call a Long Beach property damage lawyer at 1-844-HAFFNER (423-3637).
