Los Angeles Insurance Lawyer

Give us a call to find out how a Los Angeles insurance attorney can help you get the benefits you’re entitled to.

You can purchase insurance for just about anything. And if you purchase it, you expect to get the benefits you’re entitled to when you need them. Sadly, many Los Angeles residents find out that insurers aren’t really on their side at the moment when they need help the most.

You shouldn’t be left empty-handed after years of paying premiums on an insurance policy, no matter what kind of policy it is. If the terms of your agreement with the insurance company are met, the insurer needs to pay up.

The attorneys at Haffner Law are prepared to make sure that happens. Leave your case in the capable hands of a Los Angeles insurance lawyer to reduce your stress and help ensure that you get the benefits you’ve paid for.

Fighting Bad Faith Insurance

Bad faith insurance is a broad term that describes situations in which insurers refuse to negotiate in good faith or hold up their end of your policy. For example, if your homeowners insurance provider refuses to consider your claim after a fire has destroyed your home, the insurer may be acting in bad faith.

Your Los Angeles bad faith insurance lawyer can assess your situation to determine whether your insurance company is acting in bad faith. If so, we will have to gather the evidence to prove it in court.

In some cases, you might disagree with your insurer’s decision to deny your claim or feel wronged by the insultingly low settlement offer it made, but that might not constitute bad faith insurance practices. However, if the insurer denies your claim and can’t provide a coherent explanation as to why, you might have grounds to accuse the insurance company of acting in bad faith.

Proving bad faith insurance may entitle you to compensation for any additional damages you’ve suffered during the process of dealing with your insurance company—in addition to the compensation you originally deserved for your insurance claim.

Types of Insurance Claims

If it exists, there is probably some kind of insurance for it, but Los Angeles insurance claims tend to involve a few common types of insurance.

You may have reason to work with a Los Angeles insurance attorney while working with any of the following types of insurance companies:

  • Vehicle Insurance Vehicle insurance can include cars, trucks, motorcycles, and other vehicles. Most states, including California, require residents to carry auto insurance if they drive, but auto insurers too often act like they aren’t required to cover you in the event of an accident. We’ll work to make sure the deal works both ways.
  • Home Insurance Homeowners insurance covers the many types of accidents and damage that can happen on your property. When someone is hurt after slipping on your front steps or when your home is damaged, your policy should cover you. A refusal from your insurer can place a significant, potentially debilitating burden on your finances.
  • Flood Insurance Not everyone in Los Angeles has flood insurance, but if you have paid your premiums, you deserve coverage when floodwaters destroy your home.
  • Life Insurance Your loved one paid his or her life insurance premiums as a gesture of love and support to you. If, during this tragic time, your loved one’s life insurance policy isn’t paying up, a Los Angeles life insurance lawyer can put pressure on the insurer.
  • Insurance for Your Business Your business is likely your livelihood and your life’s work. If you chose to insure it, you likely did so to protect it from disaster. You deserve the protection you paid for.

The common thread between all of these types of insurance is this: When you file a claim with your insurer, something terrible has happened, whether it’s a car accident, earthquake, or the death of a loved one. In moments like that, you’re already suffering. Don’t let your insurer make your life even harder than it is right now.

Understanding the Denial of Your Claim

If you have received a denial from your insurance company, you are no doubt frustrated and worried about your financial future. Instead of wasting time arguing with the insurer or contesting your claim, take the denial letter to a Los Angeles insurance denial lawyer.

We’re happy to take a look at your claim and the insurance company’s supposed justification for denying you what you’re owed. We’ll advise you of your best next steps and answer any questions you have.

Insurers often deny valid Los Angeles insurance claims because of picky technical errors, and sometimes they will even fabricate a reason to justify their denial. Below, we’ve detailed a few common reasons insurers cite for denying valid claims:

  • Factual errors on claim paperwork
  • You are not current on your payments to the insurer
  • The claim isn’t necessary or technically covered under your policy
  • You don’t have enough evidence to support the facts of your claim

Of course, these justifications are often false or, at the very least, inaccurate. Ask your insurance lawyer how to win this fight.

Pushing for a Fair Settlement

Sometimes, the problem with your Los Angeles insurance claim won’t be a denial but will instead involve a settlement offer that doesn’t even begin to cover what you need. For example, if your home took on $20,000 in damage during a severe storm, you expect $20,000 from the insurance company. What do you do when the insurer’s offer doesn’t even come close?

If you accept the insurer’s word as law, then you’re left paying out of pocket for things that shouldn’t have cost you a cent. We think that’s unacceptable.

That’s why the attorneys at our firm tirelessly fight for the rights of consumers whose insurance companies make lowball settlement offers. The last thing the insurance company wants you to do is get your lawyer involved. Insurers think they can manipulate you, but they know an experienced attorney will see right through their tactics.

Contact a Los Angeles Insurance Attorney

If your insurer isn’t treating you fairly, you don’t have to stand for it. You can empower yourself to win this battle by working with an attorney from Haffner Law.

We’re prepared to take on reluctant, manipulative insurance companies so you don’t have to worry with it. We’ll do everything in our power to get you the benefits you were initially owed—plus compensation for any hardships your insurer caused you while it was mistreating you.

To schedule a consultation with a Los Angeles insurance lawyer, give our firm a call at 1-844-HAFFNER (423-3637). If you would prefer to reach us online, head to the bottom of this page to fill out our online contact form.

San Francisco

1 Sansome Street, Suite 3500
San Francisco, CA 94104

Los Angeles

445 S Figueroa St #2325,
Los Angeles, CA 90071

213-514-5681 | 844-HAFFNER

FAX: 213-514-5682
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