The sole purpose of paying for fire insurance is so you’re covered in the event of a fire. If the insurance company isn’t honoring its end of that deal, get in touch with a Los Angeles fire damage attorney.
When you imagine all the scenarios that could take place in your home or business, a fire breaking out is likely one of the most stressful and frightening ones.
If you do find yourself faced with this type of emergency, it’s normal to feel overwhelmed and unsure of what to do. And when you add to that the fact that your insurance company will likely make the process of filing a claim extremely difficult, it’s understandable that you might feel frustrated.
But there are options available to you to make things easier. Our team at Haffner Law is committed to helping victims like you secure the fire insurance coverage they deserve. We encourage you to get in touch with a Los Angeles fire damage lawyer at our firm to make the process of obtaining the financial help you deserve easier.
How an Attorney Can Help
The aftermath of a fire can be devastating and extremely costly. But if you’re like most property owners, you likely have a fire insurance policy that protects you in the event of such an emergency. However, insurers are notorious for being unwilling to cooperate. After all, their number one priority isn’t really you—it’s protecting their profits.
To that end, they may try to make you out to be the person responsible for your fire damagethrough something you said or did. They may also offer you far less money than what you need to cover the damage, and you may not be sure how to get them to offer a fair amount.
Working with a fire damage lawyer in Los Angeles is a good way to avoid such circumstances. We will handle and file everything correctly to avoid any fault in the situation and do everything we can to make sure the compensation you are offered covers you to the limits of your policy.
Depending on the details of your policy, this may include benefits like property damage compensation. Additionally, if your policy calls for it, we will also make sure the fire insurance company covers your living expenses if your home was rendered uninhabitable. This may include meals, hotels, and travel.
Having a lawyer representing your best interests in this matter is especially crucial if you suffered physical harm due to your fire damage. In the event that you were burned or injured, your attorney can help prove why you also deserve medical care and compensation for your injuries.
Handling a Denied Fire Damage Claim
Unfortunately, fire insurance claims are often deniedthe first time they are submitted. This may be due to simple mistakes you made when submitting your paperwork, or it could be due to bigger issues like the fire insurance company trying to dodge its responsibility to compensate you.
Your attorney will help you to streamline this process so you can get one big step closer to getting your building or home back in top-quality condition. First, we will determine whether anything was wrong with your claim the first time and why the insurance company denied it.
Then, we will file an appeal on your behalf so you don’t have to go through the process of submitting a brand new claim. To do this, we’ll have to gather all the necessary evidence to build your case and prove why the fire insurance company has a responsibility to provide the coverage you pay for.
Evidence could include photographs of the scene, witness statements, and statements and documents from local fire investigators. We may also call on medical experts and compile medical documentation to prove the extent of your physical injuries, if applicable.
If need be, your Los Angeles fire insurance lawyer will even take the insurance company to court to help you recover the compensation you’re entitled to.
Work with a Los Angeles Fire Damage Attorney
After an incident as catastrophic as a fire, the last thing you need is to be faced with even more stress while dealing with the fire insurance company. If you want to streamline the claim process and obtain winning results, we hope you’ll contact our team at Haffner Law. Our attorneys are highly knowledgeable in this area of the law, and we would be happy to represent you.
Don’t wait to get in touch with us and discuss the details of your incident with a Los Angeles fire damage lawyer. To schedule a free consultation, give our office a call directly at 1-844-HAFFNER (423-3637) or head to the bottom of the page and fill out our online contact form.