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Bad Faith: It Doesn’t Suffice to Simply Pay Policyholders What They’re Owed

March 14, 2019

Can policyholders sue an insurance company for bad faith over the extent of coverage? Generally, they shouldn’t be able to. However, a recent decision demonstrates how an insurance company can still be held liable for bad faith over long durations of negotiations and stalling in the claim and payment process – even after it has …

Brain Injury Among Professional Athletes: Can They File a Total Permanent Disability Claim?

March 6, 2019

Every time they step onto the court or field, professional athletes are at risk of head injury. One strong tackle or bad fall could lead to concussion or brain damage that might end their careers. Before they go pro, athletes are often advised to get disability insurance to protect their financial future. A Look at …

Does Life Insurance Pay for a Loved One’s Death by Suicide?

February 27, 2019

In the US, one of the earliest and most notable cases of life insurance claims after a person’s death by suicide occurred in 1871. Mary Terry filed a death benefit claim of $2000 with her husband George Terry’s insurance company, Mutual Life Insurance Company of New York. Her husband died from self-administered poison. The insurance …

Is Uber & Lyft Really Safer Than a Taxi?

February 19, 2019

Uber is one of the most popular ridesharing services worldwide. The service is available in 65 countries and more than 600 cities across the globe. As of March 2018, there were already 41.8 million Uber users in the U.S. alone. Though Uber has been running in the U.S. since 2010, it only gained popularity across the country after …

Wrongful Death Claims: How Do You Place Value On A Life

February 13, 2019

Losing a loved one is one of the most difficult things a person may experience, even more so if the cause of death is because of someone’s negligence. This means the loss was unexpected and was something that wouldn’t have happened under normal circumstances. If you’ve lost a loved one this way, you’re likely left …