Commercial disability insurance, also known as private disability insurance, is a type of coverage you can obtain to protect yourself financially if you’re ever disabled and can’t work. Many employers offer this kind of coverage, but you can go out and get a policy on your own, as well. Social Security Disability, on the other …

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California residents generally understand the risks posed by wildfires, but the devastation of a fire may not truly hit you until you’ve become a victim. Recent California wildfires did over $9 billion in damage—and that’s not to mention the tragic loss of several lives. After a wildfire, you might have lost your home and most …

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When you are approved for disability insurance benefits, these benefits are typically paid to you in monthly installments for the duration of your time away from work. Once you are medically cleared to return to work, if ever, these benefits will stop and you’ll still make payments on your disability insurance policy in case of …

Continue reading “Pros and Cons of Lump Sum Disability Settlements”

One of the most traumatic things you can experience is the death of a loved one. Losing someone cannot be amended with monetary damages, and it can leave you with a sense that justice was not done—particularly in the case of a wrongful death. If you have lost a loved one and believe that the …

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Most people are aware that, if they’re injured at work, they have insurance coverage (often through a workers compensation program). Workers may also have some kind of short- or long-term disability coverage if they’re hurt on the job, meant to make sure ongoing medical expenses will be taken care of and that they’ll receive at …

Continue reading “Can a Mental Health Condition Qualify for Disability?”