How to File a Disability Claim
Are you unable to work because of a recent injury or illness? If you purchased a disability insurance policy for situations like this, it may be time to file a claim.
If you’ve never filed a disability claim before, you may not know what steps to take to ensure that you begin receiving your benefits as soon as possible. To learn more about this process, read on.
Filing Your Claim
The process of actually filing the claim is relatively easy. After you consult with a California disability attorney who can support you in the case of a denial, you will fill out the paperwork. This paperwork will include information about your injury or illness, why you are unable to work while ill or injured, your weekly salary, and your household expenses.
We will also include a statement from your physician detailing your injury or illness, your inability to continue to work, and a plan of action to treat your condition.
Once we’ve reviewed your application to ensure it is complete and accurate, we will file your claim with the insurance company and wait for a decision. It should not surprise you if, despite the seriousness of your injury or illness, you are initially denied.
Appealing a Denial
We are never alarmed when a seemingly deserving claimant is issued a denial. Why? Because insurance companies are for-profit businesses. They are notorious for putting their profits above the needs of their policyholders.
If your claim was denied, we will begin by answering any of the insurer’s objections and supplying additional information where required. If that still doesn’t result in an approval, we are prepared to send a demand letter for your benefits and even bring the insurance company to court, should it become necessary.
Speak with a California Disability Lawyer
When you’ve fallen ill or become injured and are in need of the benefits covered by your disability insurance policy, contact a qualified California disability lawyer at Haffner Law. We have the experience you need to get your claim approved.
We will walk you through the filing process step by step and fight back against unjustified denials. Schedule your free, no-obligation consultation by calling 1-844-HAFFNER (423-3637) or filling out the contact form below.