Disability insurance is meant to protect you—not add more stress when you’re already in pain. If you need help getting the benefits you’ve paid for, call a lawyer for Mutual of Omaha disability denial in LA.
When you request your disability benefits, you likely need them fast. You and your loved ones need the compensation your job provided to maintain your family’s quality of life, and any gap in income can be devastating.
Unfortunately, companies like Mutual of Omaha are less concerned with your struggles and more concerned with protecting their profit margins. Chances are good that your disability claim was denied after your first attempt to file, which can be frustrating and disheartening.
Luckily, you don’t have to fight the insurance companies alone. Our lawyer for Mutual of Omaha disability denial in Los Angeles knows how tough a denial can be on you and your family, and we’re ready and willing to fight for you.
Reasons for Disability Denials from Mutual of Omaha
When you file your disability claim and receive a denial, you likely feel a little overwhelmed by the technical jargon and your various options. Fortunately, Mutual of Omaha is required to list the reason for denying your claim, putting you one step closer to getting your coverage.
Below is a list of possible denial reasons and what you and your Los Angeles Mutual of Omaha disability denial lawyer can do about them:
|Listed Reason for Denial||Steps to Appeal|
|Schedule further exams with your doctor or an approved doctor.|
|Belief that your injury or illness isn’t severe enough||Speak with a professional about the effects of your injury or illness. Witnesses and video evidence of your inability to work may help.|
|Not meeting Mutual of Omaha’s definition of “disabled”||Provide evidence of the effects on your specific type of employment.|
Your Plan Type Will Affect Your Case
Once you have sufficient evidence, it’s time to take the next steps to get your disability denial overturned. Who provides the insurance plan, however, will make a difference. Plan type will affect your next steps after filing your Mutual of Omaha disability claim in LA.
If your employer provides your disability benefits through Mutual of Omaha, you’ll need to follow a certain set of regulations. You will likely have to go through the appeals process at least once, which may be all you need with the right legal help.
If you pay for a private plan, you may not have to appeal first. You may be able to take direct steps toward getting your claim settled. But there’s no reason to attempt to do all this without legal help. Mutual of Omaha will do what it can to protect its financial situation—why shouldn’t you?.
Consult with an Attorney for Mutual of Omaha Disability Denial in Los Angeles
Getting a disability denial letter can be crushing, but it doesn’t have to be the end of your pursuit of benefits. Instead, you can fight for the benefits you’re entitled to.
If you need help with your case, speak to Haffner Law. A lawyer for Mutual of Omaha disability denial in Los Angeles knows the types of stunts they’ll pull to protect their profits, and we’re ready to fight for your claim. If you’re interested in a free consultation, don’t hesitate. We can be reached at 1-844-HAFFNER (423-3637) or through our online contact form below.