Notable Case Result

$3,800,000

settlement for wrongful death when decedent fell from the roof of a building under construction.

$1,200,000

settlement for wrongful death and premises liability arising out of shooting at an apartment complex.

$2,150,000

settlement for wrongful death and premises liability arising out of shooting at an apartment complex.

$15,000,000

against Bank of America for misclassified loan officers for wage and hour violations.

Appellate Success

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Driving Directions

Haffner Law helps the victims of accidents and bad faith insurance obtain the compensation and justice they deserve.

Common Bad Faith Insurance Red Flags

In 2020, only 9.7% of Americans chose to forgo health insurance. The vast majority recognized the importance of insurance and took out the proper policies. Yet, some of these people will have fallen victim to bad faith insurance practices and been left devastated.

Luckily, the law is on your side in such unfair circumstances. If you’ve been a victim of insurance fraud, you can take the insurer to court and make sure you get your dues.

However, before setting down that road, it’s important to recognize when a claim denial is unfair.

Bad Faith Tactics

Insurance companies have a legal duty to act in good faith and uphold the terms of your policy. However, this doesn’t mean that they always will. You may encounter dishonest tactics used by insurers. Luckily, in such cases, California law protects you as a policyholder.

But, if you can identify bad faith practices, you can hold your insurer’s feet to the fire and get the benefits you deserve. Let’s take a closer look at what the court may consider as bad faith.

Failure To Respond to a Claim

Most states, California included, have a set deadline by which an insurance company must accept or deny a claim. Failing to do this within the required period can constitute a bad faith tactic — the company might hope you will give up on your claim over time.

Failure To Provide Justification

The insurance company should provide a reasonable justification for the denial, and failure to do so can be considered deceitful and bad faith.

Delays in Claim Processing and Failure To Conduct a Full Investigation

Just as your claim has to be processed in a certain amount of time, the insurer must conduct a thorough investigation within the same timeframe and cannot deny a claim without a comprehensive examination.

Deceiving or Threatening Policyholders

Interpreting policy language deceptively to deny a claim, failing to inform a policyholder of coverage, or making threatening statements can all constitute bad faith practices.

Refusal to Pay Out Policy Benefits

An insurance company is legally obligated to pay out clients for all valid claims, such as those that fulfill their policy terms. If the insurer refuses, they can be held legally accountable.

Low-balling Clients

Refusal to pay out a valid claim is more obviously deceitful than low-balling. However, both are acts of bad faith. A company may try to offer less money than your claim is worth to bolster its profits.

The Next Step: Contacting a Bad Faith Insurance Attorney

These are ways to determine if you have grounds for a lawsuit against an insurer. In Los Angeles, you can always turn to Haffner Law — an established provider of insurance and personal injury law services that prioritizes your best interests.

Haffner Law looks out for you every time with no hidden fees involved and no obligation to expand the case beyond the initial review. If you are in need of legal representation, call 213-514-5681 or fill out our online form for a free consultation.

Why Choose Haffner Law Firm?

Experience That Sets Us Apart

Empathy Driven by Expertise

With over 20 years of experience, we understand this is a challenging journey and will provide you with the care and compassion you deserve.

Committed to Solving Problems

When you leverage our investigative expertise, we delve deeper into the details than other attorneys, making a crucial difference in winning your case.

Held in High Esteem Within the Legal Community

With years of trial experience, we have built enduring credibility with judges, insurance companies, and fellow attorneys alike.

Personalized Focus on Each Case

You'll work directly with one of our attorneys, who treat every client as their only client. No matter how long it takes, we'll see your case through.

RESULTS

$15,000,000
PROPERTY DAMAGE / BAD FAITH
$97,284,817
Class Action / Rest Break
$10,000,000
Bad Faith
$8,820,000
Brain Injury
$7,500,000
Medical Malpractice
$8,250,000
Wrongful Death / Accident
$1,000,000
Construction Defect

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