Have you noticed some issues on your property that lead you to believe you may have structural damage? Contact a Los Angeles structural damage attorney who knows how to prove your case and make the insurance company pay.
In surveying your home or building, you may notice cracks in the walls, floors that aren’t level or bounce when you walk on them, windows that stick, and walls that are bowed. These are all classic signs of structural damage. Unfortunately, damage to the structure of your property can be difficult to prove without the help of expensive experts.
Even when you do suspect structural damage, getting the insurance company to address the cause of the cracks and unevenness can be difficult when its solution is to make temporary fixes. Enlisting the assistance of a Los Angeles structural damage lawyer at Haffner Law can help ensure that you are able to obtain the repairs necessary to live or work safely on your property.
Proving Damage to the Structures on Your Property
Proving structural damage can seem like an impossible feat. Your insurer wants to make cosmetic adjustments rather than pay for the experts needed to properly test for damage to the structure of your building, which can result in even more serious damage the longer it remains unfixed.
Your structural damage lawyer in Los Angeles will persist until the appropriate experts and engineers are secured and determine the cause of the damage. This type of consultation usually involves the experts being able to open walls, test soil, or gain access to the foundation, which may mean damaging the property and then repairing it.
Insurance companies would prefer not to do this because of the extensive costs, but ultimately, it becomes more expensive and unsafe to make temporary repairs to cracks in the walls than it would be to address the underlying issue.
In refusing to tackle the problem head-on, the insurer leaves the door open to receiving multiple claims for the same issue and yet continues to issue repeat denials for coverage.
Approval for Your Coverage
Once we are able to establish the structural damage to your Los Angeles property, we still have an uphill battle with the insurance company. It is not unusual for insurers to issue an exclusion for coverage based on normal wear and tear, design flaws, movement of the earth, and leaking into the foundation.
When this happens, additional experts often need to be retained to prove the damage should be covered or provide a statement that shows the insurance company is liable for the damage because it failed to cover the necessary repairs in the first place.
After we obtain approval for coverage, we may still need to negotiate a reasonable settlement; insurance companies are known to be stingy in their issuing of benefits. Your Los Angeles structure damage lawyer will handle the insurance company and hiring of appropriate experts to obtain the funds you’re entitled to.
Get Help from a Los Angeles Structural Damage Attorney
You don’t need to deal with this complicated process alone. Secure the help of an experienced Los Angeles structural damage lawyer at Haffner Law who has fought and won many structural damage insurance cases. To schedule your initial claim evaluation today, give us a call at 1-844-HAFFNER (423-3637) or fill out our contact form below.