If you’ve been struck by an uninsured motorist and are prepared to file a claim to obtain the compensation you are entitled to, reach out to an experienced Los Angeles uninsured accident attorney today.
In California, all motorists are required by law to carry auto liability insurance policies. This means that their vehicles and any damage done to another vehicle will be covered by their insurance policy. However, not all drivers are law-abiding citizens, and many choose to drive without the insurance coverage they are obligated to carry.
It’s unsurprising that, for this reason, insurance providers offer what’s called uninsured motorist coverage (UMC) to their policyholders. While you are not required to purchase this coverage, doing so can help protect you in the event that you are hit by an uninsured driver. And a Los Angeles uninsured accident lawyer can help you recover every cent of the compensation you’re owed.
Working with the Insurance Company
Our first step after you’ve been involved in a collision with an uninsured driver will be to get in touch with your insurance company to notify it about the accident and your intention to seek compensation.
If you don’t already have a copy of your insurance policy, you should request one at this time and see if you have uninsured motorist coverage. If you do, your insurance company will be responsible for paying for your medical expenses and damage to your vehicle up to the limits of the policy you’ve purchased.
Prior to reaching out to the insurer, we may already know that you have been paying for UMC, but the insurance company will try to minimize the amount it has to pay you in an attempt to protect its profits. We will put a quick stop to this attempt to help ensure that you are compensated accordingly.
Any damages not covered by your insurance policy will need to be covered by the negligent uninsured driver who hurt you. Your uninsured accident lawyer in Los Angeles can help you file a personal injury claim against the at-fault driver to recover the compensation you’re owed.
Seeking the Compensation You Deserve
Non-economic damages, such as your pain and suffering, emotional distress, loss of consortium, and loss of enjoyment of life, are all going to be the direct responsibility of the uninsured person who hit you.
It will likely be more of a challenge to obtain this compensation, but it must be done in order to obtain true justice for what you’ve been through.
In addition, your lost wages and damage done to your future earning potential are recoverable economic losses that will not be taken lightly. This might include your inability to receive promotions or raises, loss of bonuses, and the loss to your 401K. The uninsured party responsible for injuring you should never get away with wreaking havoc on your life.
Call a Los Angeles Uninsured Accident Attorney
Dealing with uninsured motorists can be difficult. First, you must jump through hoops to appease your insurance company. Then, you’re tasked with filing a personal injury claim against the liable party.
All this can be easier with the help of an experienced Los Angeles uninsured accident lawyer from Haffner Law. Schedule your no-cost claim evaluation today by calling 1-844-HAFFNER (423-3637) or filling out the contact form at the bottom of this page.