Long-term disability benefits can help you regain your financial stability after you’ve been injured. For help getting your insurer to cooperate, partner with a long-term disability attorney in Los Angeles.
Very few people are fortunate enough to be able to live comfortably without working. That’s why many workers and employers purchase long-term disability insurance. Benefits from these insurance policies will give injured workers enough money to support themselves when they can’t work.
Unfortunately, insurance companies are often reluctant to make good on their promise to provide these benefits after you’ve been injured. Delays and denials of long-term disability claims can leave you scrambling for a solution to your financial woes.
At Haffner Law, we’re committed to helping injury victims get the disability benefits they’re entitled to. We’ve helped plenty of people in your position, and a Los Angeles long-term disability lawyer with our firm can help you, too.
Proving Your Long-Term Disability
Insurance companies need to see some serious evidence to be convinced that you truly deserve the long-term disability benefits you pay for. For many injury victims, proving that they deserve help is the most frustrating and most difficult part of the process.
Start with your disability insurance policy. Track down a hard copy or find it online. Then, bring that document to your Los Angeles disability attorney.
We will then gather as much evidence as possible. This process might include getting copies of your medical records, speaking with your doctors, interviewing people who witnessed the accident that injured you, and maybe even having someone close to you write a letter to your insurer to support your claim.
When you’re in pain and stressed because you’re unable to work, gathering evidence and making a case with your insurance company is probably going to seem like an impossible undertaking. Leave this challenge in our hands so you can focus on staying healthy.
Dealing with Claim Denials
Your Los Angeles long-term disability benefits lawyer will be able to help you with either your initial claim or a follow-up claim if your first claim was denied. Denials are all too common—particularly when victims try to file without the legal guidance of an attorney.
Insurers are looking for any reason they can find to deny your Los Angeles long-term disability claim. That means they will capitalize on tiny mistakes and slightly ambiguous statements, which highlights the importance of having an experienced disability lawyer on your side.
Insurance companies are known to deny long-term disability claims for the following reasons:
- Allegedly inaccurate information regarding health and medical needs
- Minor paperwork errors>
- The insurer claims to believe you were not truthful about your health when you purchased your policy
We have experience with these types of denials and more, and we know how to fight back.<?p>
Getting Your Benefits
The specific benefits you can receive will depend on the provisions of your Los Angeles long-term disability policy. However, these insurance policies tend to offer the same core benefits to claimants. These are monetary benefits that should cover a portion of your weekly income.
Receiving your long-term disability benefits is your right if you live up to the requirements detailed in your policy. We’re here to make sure that right is protected.
Work with a Los Angeles Long-Term Disability Attorney
For help getting the disability benefits you’re entitled to, get in touch with Haffner Law. You can schedule a consultation with a Los Angeles long-term disability lawyer by calling us at 1-844-HAFFNER (423-3637) or filling out the contact form below.