Even a short time away from work can put injured workers in dire financial straits. For help getting the disability benefits you need, get in touch with a Los Angeles short-term disability attorney.
Many Los Angeles residents find themselves in a tight spot at some point—injured, unable to work for a time, and in need of help. While you may be improving, sometimes working is simply impossible for a few months as you heal.
If you are struggling with an injury and need your short-term disability insurance benefits, you may also need someone on your side to help you through the claims process. Disability laws are strict and confusing, but with the help of a Los Angeles short-term disability lawyer, you can be sure you’re following the right steps to get the assistance you need.
Your Los Angeles Short-Term Disability Benefits
If your injuries or illness will take only a few months to heal, or if you are transitioning to long-term disability benefits, your short-term plan has key benefits that will help you during this painful time.
The biggest difference between short-term and long-term assistance is, of course, the length of time it’s available. Typically, short-term disability lasts from two months to a year in California, and these benefits are typically a percentage of your income before your accident or illness.
Getting these benefits can make your disability easier to manage, and without the financial stress, you can focus on regaining your health. And working with a short-term disability lawyer in Los Angeles can help you maximize your benefits.
Appealing a Short-Term Disability Claim Denial
A filed claim is not always a guarantee that you will get your short-term disability benefits, however. Even if your employer decides you are unable to work, your insurer must also declare you too unwell or injured to work. You may be denied before you see your short-term disability benefits.
When this happens, it’s important to focus on getting any additional information the insurer needs as quickly as possible. Your insurance company should provide a list of reasonsyour Los Angeles short-term disability claim was denied; this will be key to appealing your denial.
If you were denied, you may find that the cause is a lack of evidence. Sometimes, the insurance company may simply need more information. Be sure to include any testing done for your condition, and be prepared to take more tests to prove you have been disabled.
Providing any records or documentation of the accident can also help your case. Documentation of the accident that caused your injuries or written evidence from colleagues and employers, as well as a written opinion from your doctor, can all help.
Once you have collected all this information, be sure to send your appeal quickly. You will have roughly twenty days to appeal your case before you are disqualified from appealing.
Call a Los Angeles Short-Term Disability Attorney
If you are struggling to get your short-term disability benefits, working with a qualified attorney can help you get your claim on track. Whether your claim has been denied once or you simply have questions, Haffner Law is available to help.
For a free consultation with a Los Angeles short-term disability lawyer, just contact us. Give our office a call at 1-844-HAFFNER (423-3637) or fill out our online contact form at the bottom of this page.