Should I Call My Insurance Company After an Accident?
Car accidents happen, but after you’ve had one, you’re likely a little overwhelmed by how much there is to do. After all, you have a number of people to answer to and notify about your accident, starting with the police.
You’re likely thinking about what you need to do and what you can skip. It’s common to wonder whether you’re supposed to call your insurance company after an accident. If the crash wasn’t your fault, you might not be sure of whose insurer to call.
Before you call any insurer, however, you can call Haffner Law. We can explain who you need to call and what your next steps should be.
Why Do I Need to Call After an Accident?
When you’ve had an auto accident, your insurance company will need to know quickly, no matter who is at fault. While the other person’s insurance company should be responsible for your damages, notifying your own insurer is just as important. When you contact your insurer, be sure to keep the information simple. The adjuster needs to know what happened and your contact information. It’s best to practice caution when discussing fault surrounding your case, as accidentally implicating yourself as the one at fault is easy.
Your insurer shouldn’t need information about fault at this stage, however. The adjusters need to know the following:
- Your personal contact information and the information of anyone else involved
- The policy information of everyone involved in the crash
- Details of the accident
- The police department that responded after the accident
Calling Your Insurance Company Can Help
Contacting your insurance company can help, however. While you need to be careful when your compensation is on the line, your insurer can pick up the slack where the other driver’s insurance company might not.
For example, if your car is totaled in the accident, but the other insurance company hasn’t responded, your insurer may provide a rental car for you until you get the repairs or compensation you need. This can be a major help.
If you’re not sure what other assistance your insurance company offers, don’t hesitate to call them. Getting the help you need will make a difference in getting your claim settled quickly and favorably.
You Can Call Us First
If you’re uncertain about what to say or how to proceed, that’s completely fine. Haffner Law is on your side every step of the way.For more information or to schedule a free, no-obligation consultation, just give us a call at 1-844-HAFFNER (423-3637) or complete the online contact form below.