Was your disability claim denied? A Torrance long-term disability lawyer can help you obtain the benefits you need.
If you can’t work because of an injury or illness, how are you supposed to pay the bills? In theory, the insurance company’s disability benefits should have you covered. However, insurance companies are quick to deny disability claims.
If your claim has been denied, the fight for your disability benefits doesn’t have to be over. You can appeal your denial, but you’ll probably want to get some help from a qualified attorney to make sure you aren’t denied again.
A Torrance disability lawyer from Haffner Law can help with your disability claim. We’ll walk you through the complicated details of your policy and showcase all the evidence to make the best possible case to the insurance company.
Do I Qualify for Disability Benefits?
Whether your initial disability claim has been denied or you’re just now considering filing a claim for disability benefits through your insurance company, it’s important to assess whether you qualify.
A Torrance long-term disability attorney can quickly answer that question for you. Put simply, your policy will dictate whether you qualify for disability benefits, and policies can vary.
Some policies consider you eligible when your injury or illness makes it impossible for you to perform the duties of your current job. For example, if you had a car accident in Torrance and suffered a traumatic brain injury that left you unable to complete the duties of your desk job, you might qualify for disability under this type of plan.
Other policies dictate that your ailment must render you completely unable to work. That means that if you can’t perform your current job but could conceivably perform a different job, the insurance company might deny your claim.
What if I’ve Been Denied?
If the insurer has denied your initial disability claim, you can appeal that denial. Your Torrance long-term disability lawyer will likely advise you of all the documents and evidence you will need to back up your claim and help you address any issues with your initial application.
You may need to produce medical documentation that shows your injuries or illness. You may even need to ask friends, family, doctors, coworkers, or others to write letters that affirm your disability.
Your attorney will walk you through your next steps after examining your initial denial letter, your insurance policy, and any other evidence and important documents.
Get in Touch with a Torrance Disability Attorney
When an injury or illness leaves you unable to work and support yourself, you deserve respect. You shouldn’t have to plead your case over and over with the insurance company just to get the disability benefits you deserve.
You also shouldn’t have to face the challenges of obtaining disability benefits without a qualified legal ally in your corner. Haffner Law is happy to be that ally.
To schedule a free consultation with a Torrance disability lawyer, give us a call today at 1-844-HAFFNER (423-3637) or head to the bottom of this page to fill out our online contact form.